FAB Account Balance Instantly Using Mobile, Online, ATM, & SMS

Have you ever wondered how to check your First Abu Dhabi Bank (FAB) account balance quickly and easily? Now, checking account balance is more convenient than ever! Whether at home, in travel, or in a hurry, you must know how to access your account balance. First Abu Dhabi Bank (FAB) offers various ways to stay updated on your finances online, via mobile phones, or through SMS. 

Many people look up how to check their bank balance, and in this article, we will provide the answer in the simplest way possible. There is no need to go to the bank physically, as you can check your balance using the methods we provide anytime you wish.

Our solutions range from the FAB Mobile App, Online Banking, and ATMs to SMS banking, which allows users to check their account balances conveniently. Continue reading to learn the best ways to quickly and securely access your FAB balance.

What is First Abu Dhabi Bank (FAB)?

FAB is the most trusted and largest bank in the UAE and offers simple and secure banking solutions. It was established in 2017 after the FGB and NBAD merged. The bank offers business and personal banking with digital services, which have simplified banking for everyone.

FAB provides comprehensive banking services with its mobile banking application and online banking platforms, as well as access to numerous ATMs and bank branches throughout the UAE. It offers account and credit facilities such as accounts, loans, and credit cards.

Using the FAB Mobile App for a Quick Check

The FAB Mobile Banking App is one of the easiest ways to check your balance. This app provides a fast, secure, and convenient way to access your account on the go.

How to Check Your FAB Balance Using the Mobile App

  1. Download the FAB App:
    • iPhone Users: Go to the App Store and search for “FAB Mobile Banking”.
    • Android Users: Go to the Google Play Store and download the FAB Mobile App.
  2. Install and Open the App:  After installing, open the app on your device.
  3. Log In to Your Account:
    • Enter your username and password to log in.
    • If you’re a new user, click on ‘Register’ to create your account.
  4. Check Your Balance:
    • Your account balance will appear on the home screen.
    • If not, go to the ‘Accounts’ section and select your bank account.

Extra Tips for Mobile App Users:

  • Enable Face ID or fingerprint login for quicker, more secure access.
  • Turn on notifications to receive instant updates about your balance.

With this method, you can check your FAB balance anytime and anywhere directly from your phone!

2. How to Check Your FAB Balance Online via the Official Website

For those who prefer using a computer, FAB Online Banking offers a straightforward and secure method to check your account balance.

Steps to Check Your Balance Online:

  1. Go to the FAB Website: Open your browser and visit www.bankfab.com.
  2. Log In to Your Account: Enter your username and password.
  3. Navigate to the ‘Accounts’ Section: Find the ‘Accounts’ tab in the menu once you’re logged in.
  4. Select Your Account: Click on the account you want to check.
  5. View Your Balance: Your balance will be displayed on the screen.

Security Tip: Always remember to log out after using online banking, especially on shared or public devices.

3. Check Your FAB Balance via SMS Banking

For those who don’t have internet access, SMS Banking is a great alternative to check your balance.

How to Check Your Balance via SMS:

  1. Activate SMS Banking:
    • Ensure your mobile number is registered with FAB.
  2. Send an SMS:
    • Type “BAL” followed by the last four digits of your account number and send it to 2121.
    • You’ll receive an instant SMS with your account balance.

This method is perfect when you’re on the move and don’t have internet access.

4. FAB ATM: Checking Your Balance

If you’re near a FAB ATM, you can easily check your balance without connecting to the internet.

Steps to Check FAB Balance at an ATM:

  1. Visit a FAB ATM: Go to the nearest FAB ATM.
  2. Insert Your FAB Card: Insert your FAB debit or credit card into the ATM.
  3. Enter Your PIN: Type in your 4-digit PIN to access your account.
  4. Select ‘Balance Inquiry’: Choose the ‘Balance Inquiry’ option from the menu.
  5. View Your Balance: Your balance will appear on the ATM screen.
  6. Optional: Print a Receipt: If needed, select to print a balance receipt.
  7. Take Your Card: Don’t forget to retrieve your card before leaving the ATM.

This method is perfect when you’re offline or when other methods are unavailable.

5. Check Your FAB Balance via Phone Banking

If you prefer talking to a bank representative, Phone Banking lets you check your balance by speaking with a customer service representative via phone.

How to Check Your Balance via Phone Banking:

  1. Call FAB Customer Support:
    • Within UAE: Call 600 52 5500.
    • Outside UAE: Call +971 2 6811511.
  2. Follow the IVR Instructions: Choose the option for balance inquiry.
  3. Enter Your Account Details: Provide your account number and PIN when prompted.
  4. Receive Your Balance: The representative will share with you your account’s current balance.

6. Using the Payit Wallet App to Check Your Balance

If you use FAB’s Payit Wallet, checking your balance is quick and easy through the app.

How to Check Your Balance via Payit Wallet

  1. Open the Payit App: Log in with your FAB account details.
  2. Check Your Available Funds: Tap on ‘Wallet Balance’ to view your current balance.

This method is ideal for Payit Wallet users who frequently make online payments or transfers.

7. Visit a FAB Branch for In-Person Assistance

If you need personal assistance, you can always visit a FAB branch.

How to Check Your Balance at a FAB Branch:

  1. Visit Any FAB Branch: Go to the FAB branch during business hours.
  2. Bring Your Emirates ID and FAB Debit Card: These will be used for verification.
  3. Request a Balance Inquiry: Ask the representative to check your balance for you.

They will either provide your balance directly or print it out for you.

Which Method is the Fastest and Most Convenient?

Here’s a comparison of the most convenient methods for checking your FAB balance:

MethodBest ForWhy It’s GoodRating
Mobile AppQuick and easy balance checkInstant access, secure, and convenient⭐⭐⭐⭐⭐
Online BankingChecking the balance on a computer.Full account details, easy to use⭐⭐⭐⭐⭐
ATMNo internet accessSimple, quick, and direct without needing a device⭐⭐⭐⭐
SMS BankingQuick balance checkWorks without internet, instant reply⭐⭐⭐⭐
Phone BankingSpeaking to customer serviceDirect assistance, helpful if other ways fail⭐⭐⭐
Payit Wallet AppFor Payit Wallet usersGreat for online payments and transfers⭐⭐⭐
Branch VisitIn-person assistancePersonal help when other methods fail⭐⭐

FAB Balance Check for International Users

If you are outside the UAE and want to check your FAB balance, you have options too:

  • Mobile App: Use the FAB Mobile App to log in and check your balance in real-time.
  • Online Banking: Visit the FAB Online Banking platform to check your balance and full account details.
  • Phone Banking: Call FAB customer support for assistance.
  • ATM: Use an international ATM that accepts FAB cards to check your balance.

How to Check FAB Prepaid & Ratibi Card Balance

If you hold a FAB Prepaid or Ratibi Card, here’s how you can quickly check your balance:

  • Online Balance Inquiry: Visit the FAB Prepaid Card Inquiry Portal and enter your card details to view your balance.
  • FAB Mobile App: Log in to the FAB Mobile App, go to “Accounts”, and check your balance.
  • ATM: Insert your FAB Prepaid or Ratibi Card at any FAB ATM, enter your PIN, and select Balance Inquiry.
  • SMS Alerts: Activate SMS banking to receive updates on your balance. For help, call 600 52 5500 (UAE) or +971 2 6811511 (International).

Top Benefits of Regular Bank Balance Checks

Monitoring your bank account balance is a must-do for good financial health. Here are the key benefits:

  • Prevent Overdrafts and Fees: Stay on top of your balance to avoid overdraft charges and unexpected fees.
  • Identify Unauthorised Transactions: Quickly spot any unauthorised activities and take action immediately.
  • Control Spending: Regular checks help you maintain a good budgeting strategy.
  • Ensure Transaction Accuracy: Verify that all deposits and withdrawals are accurate.
  • Improve Financial Security: By checking your balance, you increase overall security and peace of mind.

How to Register for FAB Online Banking

To make checking your balance easier, register for FAB Online Banking by following these steps:

  1. Visit the FAB Website: Go to www.bankfab.com and click ‘Login’.
  2. Select Online Banking: Choose Personal Online Banking (UAE).
  3. Click ‘Register’: Follow the steps to register.
  4. Verify Your Identity: Enter the One-Time Password (OTP) sent to your mobile number.
  5. Set Up Your Login Credentials: Create a user ID and password.

How to Reset Your FAB Online Banking Password

Have you forgotten your FAB Online Banking password? You can easily reset it by following these steps:

Online Reset:

  1. Visit the FAB Online Banking Login page.
  2. Click ‘Forgot Password’ or ‘Unlock Account’.
  3. Enter your customer ID or card number.
  4. Verify your identity and create a new password.

Phone Reset:

  1. Call 600 52 5500.
  2. Request a password reset and follow the instructions.

How to Use the FAB Mobile App

The FAB Mobile App is a convenient way to manage your banking needs directly from your smartphone. Here’s how to get started:

  1. Download the FAB Mobile App:
    • For iPhone Users: Visit the App Store, search for “FAB Mobile Banking”, and tap “Get”.
    • For Android Users: Go to the Google Play Store, search for “FAB Mobile”, and tap “Install”.
  2. Log In or Register:
    • Existing Customers: Open the app and choose “Already a customer”. Enter your credit/debit card number or customer number.
    • New Customers: Open the app and select the option to open a new account. Follow the on-screen instructions.
  3. Explore Key Features:
    • View Account Balances: Check balances in real-time.
    • Transfer Funds: Easily transfer money between accounts or to other beneficiaries.
    • Pay Bills: Settle utility bills and other payments.
    • Manage Cards: Activate, block, or set limits on your FAB debit/credit cards.
    • Locate Branches/ATMs: Find nearby branches and ATMs.

Security Tips:

  • Enable Biometric Login: Use Face ID or Fingerprint Login for quick, secure access.
  • Update the App Regularly: Always keep the app updated for the latest security features.
  • Monitor Your Transactions: Regularly review your activity and report suspicious transactions.

Key Benefits of the FAB Mobile App

  • Instant Account Opening: Open accounts digitally with no paperwork.
  • Secure Login: Advanced biometric authentication for safety.
  • Easy Fund Transfers: Local & international transfers with competitive rates.
  • Bill Payments: Conveniently pay bills directly through the app.
  • Card Management: Activate and manage your debit/credit cards.

How to Check FAB Credit Card Balance

To check your FAB credit card balance:

  1. Mobile App: Log in to the FAB Mobile Banking App → Go to ‘Credit Cards’ → View balance.
  2. Online Banking: Log in to FAB Online Banking → Go to ‘Credit Cards’ → Check balance.
  3. ATM: Insert your card → Enter PIN → Choose ‘Balance Inquiry’.
  4. Phone Banking: Call 600 52 5500 (UAE) or +971 2 6811511 (International) → Follow IVR or speak to a representative.

How to Pay FAB Credit Card Bills

  1. Mobile App: Open FAB App → Go to ‘Payments’ → Select your card → Enter amount → Confirm payment.
  2. Online Banking: Log in → Go to ‘Payments’ → Select your card → Enter details → Confirm payment.
  3. ATM: Insert FAB debit card → Select ‘Credit Card Payment’ → Follow instructions.
  4. FAB Branch: Visit a FAB branch → Provide card details → Make payment.

Key Benefits of the FAB Mobile App

The FAB Mobile App provides a convenient way to manage your finances directly from your smartphone. Beyond simply checking your balance, it offers a variety of features that make banking easier, faster, and more secure.

Key Features:
  • Instant Account Opening: Open your FAB account digitally without any paperwork. The app allows for quick account registration, so you can get started with your banking needs without delays.
  • Secure Login: The FAB Mobile App uses advanced biometric authentication (such as Face ID or fingerprint recognition) to keep your account secure. This feature ensures that only you can access your account with ease and safety.
  • Easy Fund Transfers: Whether you’re sending money locally or internationally, the FAB Mobile App allows you to make transfers with competitive rates. You can easily transfer funds to family, friends, or business partners directly from the app.
  • Bill Payments: The app makes it simple to pay your utility bills, including electricity, water, and more. With just a few taps, you can manage your monthly expenses without needing to leave your home.
  • Card Management: The app gives you full control over your debit and credit cards. You can activate, block, or set spending limits directly from the app, making it easy to keep your cards safe and secure.
  • iSave Feature: With the iSave feature, you can earn higher interest rates on your savings. The app helps you take advantage of these opportunities to grow your wealth effortlessly.
  • FAB Rewards: As you use the app, you can earn FAB Rewards. These points can be redeemed for cashback or travel vouchers or used for shopping discounts, making every transaction rewarding.
  • Exclusive Offers: The FAB Mobile App provides exclusive discounts on top brands. You can take advantage of these deals while managing your banking tasks.
  • User-Friendly Interface: The app’s intuitive design ensures that users of all ages can navigate easily. Whether you are a tech-savvy individual or a beginner, the app’s clear layout makes banking an enjoyable experience.
  • Personalization: For Elite and Private Banking users, the FAB Mobile App allows for customised themes, so you can personalise your app to reflect your style and preferences.

How to Check Your FAB Credit Card Balance

If you hold a FAB credit card, checking your balance is easy through various methods provided by FAB.

Ways to Check Your FAB Credit Card Balance:

  1. Mobile App:
    • Open the FAB Mobile Banking App.
    • Go to the ‘Credit Cards’ section and view your credit card balance directly.
  2. Online Banking:
    • Log in to FAB Online Banking.
    • Navigate to the ‘Credit Cards’ section to check your balance.
  3. ATM:
    • Insert your FAB credit card into any FAB ATM.
    • Enter your PIN and select ‘Balance Inquiry’.
  4. Phone Banking:
    • Call 600 52 5500 (UAE) or +971 2 6811511 (International).
    • Follow the instructions in the IVR or speak with a representative to inquire about your balance.

How to Pay FAB Credit Card Bills

You can easily manage your credit card payments through multiple convenient channels:

  1. Mobile App:
    • Open the FAB App.
    • Go to the ‘Payments’ section, select your credit card, enter the amount, and confirm your payment.
  2. Online Banking:
    • Log in to FAB Online Banking.
    • Navigate to ‘Payments’, select your card, enter the details, and confirm your payment.
  3. ATM:
    • Insert your FAB debit card into a FAB ATM.
    • Select ‘Credit Card Payment’ and follow the instructions to make a payment.
  4. FAB Branch:
    • Visit any FAB branch and provide your credit card details to make your payment.

FAB Balance Check Errors & Fixes

Sometimes, you may face minor issues while checking your FAB balance. Below are common problems and their solutions:

Login Issues: Incorrect username/password

  • Fix: Double-check your credentials or reset your password if necessary.

Mobile App Issues: The app crashes or doesn’t load.

  • Fix: Ensure your app is updated, restart your phone, or reinstall the app if the issue persists.

Internet Issues: Slow or no internet connection.

  • Fix: Try switching to Wi-Fi or using SMS Banking if your internet connection is unstable.

ATM Errors: Balance not showing.

  • Fix: Try using another FAB ATM or contact support if the issue continues.

SMS Banking Issues: No response from FAB.

  • Fix: Make sure you’re using the correct SMS format and that your mobile number is registered with FAB.

Account Lockout: Too many failed login attempts.

  • Fix: Wait for a while and retry, or contact FAB support if the issue persists.

Outdated App/Browser: Login issues due to old versions.

  • Fix: Update your app or browser to the latest version for smoother performance.

Unregistered Mobile Number: SMS Banking not working.

  • Fix: Ensure your mobile number is registered with FAB.

Technical Glitches: System downtime.

  • Fix: Wait and retry later. You can also check FAB’s official updates for any maintenance notifications.

Security Concerns: Suspicious account activity.

  • Fix: Change your password and immediately contact FAB customer support.

FAB Customer Support

If you ever face issues with your FAB balance check or need help with anything else, FAB offers comprehensive support options:

  • Official Website: www.bankfab.com
  • Headquarters: Abu Dhabi, Khalifa Business Park
  • Phone Support:
    • Within the UAE: Call 600 52 5500
    • International: Call +971 2 6811511
  • Email Support: [email protected]

Final Words

Checking your FAB account balance is simple and secure, thanks to options like the mobile app, online banking, ATM, and SMS banking. These methods give you quick access to your finances, helping you stay on top of your account and avoid any extra fees.  If you encounter any issues, FAB’s customer support is always available to help. Stay in control of your finances and enjoy the convenience of managing your account anytime, anywhere. Happy Banking with FAB!

FAQs for Checking Your FAB Account Balance

1. How can I check my FAB account balance online?

You can check your FAB balance by logging into FAB Online Banking. Simply visit the official FAB website, enter your username and password, and go to the ‘Accounts’ section to view your balance.

2. Is there a mobile app for checking my FAB balance?

Yes, the FAB Mobile Banking App is available for both iOS and Android users. After downloading the app, you can easily log in to your account and view your balance directly from the home screen.

3. How do I check my FAB balance via SMS?

To check your FAB balance using SMS Banking, send the text “BAL” followed by the last four digits of your account number to 2121. You’ll receive an instant SMS with your current balance.

4. Can I check my FAB balance without internet access?

Yes, you can check your FAB balance offline by visiting any FAB ATM. Insert your FAB card, enter your PIN, and select ‘Balance Inquiry’ from the menu. Your balance will be displayed on the ATM screen.

5. How can I check my FAB balance via phone banking?

To check your FAB balance via Phone Banking, call FAB customer support at 600 52 5500 (within the UAE) or +971 2 6811511 (outside the UAE). Follow the automated prompts or speak with a representative to check your balance.

6. How do I check my balance on the FAB Payit app?

If you use the FAB Payit Wallet, open the Payit App on your phone, log in with your FAB account credentials, and tap on ‘Wallet Balance’ to see your available funds.

7. Can I check my FAB balance at a branch?

Yes, you can visit any FAB branch during business hours. Bring your Emirates ID and FAB debit card for verification. A bank representative will assist you in checking your balance.

8. How often is my FAB balance updated?

Your FAB balance is updated in real-time as soon as transactions occur. This means your balance will reflect deposits, withdrawals, and transfers as they happen.

9. How secure is checking my FAB balance online?

FAB employs advanced security measures for both Online Banking and Mobile Banking. Your balance check will be secure, especially if you enable biometric authentication (like Face ID or fingerprint login) on the FAB Mobile App.

10. What should I do if I’m unable to check my FAB balance?

If you can’t check your balance, ensure that your internet connection is stable. You can also try SMS Banking if online methods are not working. If issues persist, contact FAB customer support at 600 52 5500 or +971 2 6811511 for assistance.

11. Are there any charges for checking my FAB balance?

No, checking your FAB balance using the mobile app, online banking, SMS banking, or ATM is completely free of charge.

12. Can I check my FAB balance if I’m travelling internationally?

Yes, you can use the FAB Mobile App, Online Banking, or Phone Banking to check your balance from anywhere in the world. Simply log in or call customer support to access your balance remotely.

13. How do I set up balance alerts on my FAB account?

You can set up balance alerts through FAB Online Banking or the FAB Mobile App. Go to the ‘Notifications’ or ‘Alerts’ section and enable alerts to notify you when your balance reaches a certain threshold.

14. How do I register for FAB Online Banking?

To register for FAB Online Banking, visit www.bankfab.com, click on the ‘Register’ button, enter your account details, and verify your identity via OTP sent to your registered mobile number. You’ll then create your login credentials.

15. Can I check my FAB balance using any international ATM?

Yes, you can use any international ATM that accepts FAB cards to check your balance. Insert your FAB card, enter your PIN, and select ‘Balance Inquiry’ to view your current balance.